The demand for regulated financial entities is steadily rising as more entrepreneurs enter the fintech space. Among the most sought-after licenses in today’s market are Canadian MSBs (Money Services Businesses) and PSPs (Payment Service Providers). These entities allow companies to operate services such as money transfers, currency exchange, payment processing, digital wallets, and even crypto-related transactions but acquiring one can be a long and complex process.
Because of this, a new opportunity has emerged in the fintech world: buying and selling already registered Canadian MSBs and PSPs. For founders looking to launch quickly, this approach offers a faster, safer, and more strategic entry into financial services.
Why Canadian MSBs & PSPs Are in High Demand
Canada has positioned itself as one of the most trustworthy and transparent regulatory environments for financial services. Its licensing structure is recognized internationally, and its MSB registration framework is known for being robust yet accessible. For businesses evaluating MSB vs PSP in Canada, this makes Canadian MSBs and PSPs highly attractive for companies wanting to operate on a global scale.
These regulated entities allow companies to offer services such as:
- Money transfer operations
- Fiat and crypto exchange services
- Payment processing
- Merchant services
- Digital wallets
- International remittances
For entrepreneurs planning to serve both North American and global markets, owning a Canadian MSB or PSP becomes a major advantage.
Why Businesses Prefer Buying an Existing Registered MSB or PSP
Launching a financial services brand from scratch can take months or even years. The process involves regulatory approvals, compliance setup, banking relationships, risk frameworks, technology integration, and audits. For many startups, this delay prevents them from entering the market at the right time.
Buying an already registered Canadian MSB or PSP solves this challenge. The benefits include:
1. Faster Launch Timeline
Instead of waiting for new registration approval, businesses can start operating almost immediately with an existing entity.
2. Built-In Compliance Framework
A properly registered MSB or PSP already has AML/KYC policies, risk documentation, and reporting structures in place — saving time and effort.
3. Easier Banking & Partnerships
Banks and payment partners prefer working with businesses that already have a regulatory foundation. A pre-registered entity makes onboarding smoother.
4. Lower Initial Risk
Since the entity is already approved and established, the risk of application rejection or regulatory delays is significantly reduced.
5. Strategic Advantage
Entering the market sooner helps fintech companies stay ahead of competitors, attract early clients, and build brand trust.
Selling Registered Canadian MSBs & PSPs: A Growing Market
Owners of regulated Canadian MSBs and PSPs often find strong interest from global buyers. Many businesses choose to sell for reasons such as shifting focus, exploring new markets, or exiting after achieving growth.
Selling a licensed entity offers several advantages:
- High demand from international fintechs
- Strong resale value due to the regulatory environment
- Opportunity for founders to monetize their early work
- Fast transaction timelines when compliance is clean
Because the market is expanding, more investors and fintech entrepreneurs are actively seeking ready-made MSBs and PSPs.
How 7BaaS Supports the Buying & Selling Process
7BaaS plays a key role in helping businesses navigate the complexities of buying or selling a regulated financial entity. Their team understands licensing, compliance history, documentation requirements, and ownership transfer procedures — ensuring that both sides of the deal are protected.
Their support typically includes:
- Evaluating MSBs & PSPs for compliance health
- Document review and regulatory checks
- Managing the ownership transfer process
- Assisting buyers with onboarding and post-acquisition setup
- Ensuring the entity meets ongoing AML/KYC expectations
- Helping sellers prepare clean, sale-ready entities
This level of expert handling reduces risk for buyers and provides confidence for sellers.
The Future of MSB & PSP Transactions
As fintech continues to expand, the demand for regulated entities will only grow. Buying and selling Canadian MSBs and PSPs is becoming a reliable pathway for startups and investors who want speed, compliance, and scalability.
Canada’s reputation, combined with the global need for regulated payment structures, ensures that this market will remain strong and profitable.
Conclusion
The opportunity to buy and sell Registered Canadian MSBs and PSPs is reshaping how fintech businesses enter the regulated financial space. For companies wanting to launch faster and operate confidently, purchasing an existing entity provides a powerful head start. With guidance from experts like 7BaaS, businesses can smoothly navigate the process and step into the market with full compliance and confidence.
